Warning: Rolling Over a 401(k) Incorrectly Triggers a 20% Mandatory Withholding
When you leave a job and have a 401(k) plan, rolling it over to an IRA or another employer plan can be a smart financial move—but only if you do it...
Month May 2026
New Study Found That Women Outlive Men by 5.1 Years on Average, Costing $182,000 More in Retirement
Women in the United States live approximately 5.3 years longer than men on average—81.1 years compared to 75.
She Divorced at 58 and Found Out Her QDRO Cost $4,500 in Legal Fees She Wasn’t Expecting
Yes, a QDRO—a Qualified Domestic Relations Order that transfers retirement benefits in a divorce—can absolutely cost $4,500 or more in legal fees alone,...
Fact Check: Will Your TSP Account Keep Pace With Inflation? The Numbers Say No
No, your TSP account is not falling behind inflation—in fact, the opposite is true. The data from 2025 and early 2026 clearly shows that TSP accounts are...
At Least 60% of Federal Employees Underestimate Their FERS Pension by $400 a Month
Many federal employees retire with a significant gap between what they expected to receive and what their FERS pension actually provides.
$9,733 Per Month Is the Average Cost of a Private Nursing Home Room in 2026
The average cost of a nursing home room in 2026 falls between $9,733 and $11,294 per month, depending on whether you're planning for a semiprivate or...
Nursing Home Cost Crisis Explained in One Statistic That Will Shock You
The one statistic that will shock you is this: nursing home residents face a $5,055 monthly shortfall between what these facilities cost and what a...
Warning: Assisted Living Costs Have Risen 7.2% Annually for the Past Decade
Assisted living costs have not risen exactly 7.2% annually for the past decade, but they have increased substantially and remain one of the largest...
New Study Found That 56% of Financial Advisors Collect Hidden Fees Averaging $1,800 Per Year
The question of whether financial advisors are hiding fees from their clients remains a significant concern in the retirement planning industry, even as...
He Signed Over His Home With a Reverse Mortgage and Lost $214,000 in Equity
A reverse mortgage can feel like a financial lifeline for retirees who need cash—but for many homeowners, it becomes a trap that quietly erodes decades of...