Last updated: May 6, 2026
SecurityPension.com publishes guides on Social Security, Supplemental Security Income (SSI), disability benefits, pensions, and retirement planning. Because the decisions our readers make based on this information can affect their retirement income for the rest of their lives, we hold our content to a strict editorial standard. This page documents that standard so readers can hold us accountable to it.
1. Our Mission
Our mission is to help readers understand the U.S. retirement-benefits system clearly enough to make good decisions about it. We translate dense government rules into plain English, walk through real-world numbers and scenarios, and explicitly flag the trade-offs we see most readers overlook.
2. Sourcing and Research Standards
Every guide on this site is grounded in primary sources, supplemented by reputable secondary research where appropriate. We rely on:
- The Social Security Administration (ssa.gov) for benefit formulas, claiming rules, and program statistics.
- The Internal Revenue Service (irs.gov) for retirement-account contribution limits, RMD rules, and the taxation of benefits.
- The Pension Benefit Guaranty Corporation (pbgc.gov) for private-sector pension protections and termination data.
- The Centers for Medicare & Medicaid Services (cms.gov) and Medicare.gov for healthcare and enrollment information.
- The U.S. Department of Labor and the Bureau of Labor Statistics for workforce, pension, and benefit-coverage data.
- Peer-reviewed research and reports from organizations such as the Center for Retirement Research at Boston College, the Employee Benefit Research Institute (EBRI), the Urban Institute, and the Congressional Research Service.
When a guide cites a specific number, rule, or formula, we link to the primary source so readers can verify it themselves.
3. How Content Is Produced and Reviewed
Every article on SecurityPension.com is written by a human author and reviewed by our editor before publication. Our process is:
- Topic selection. We choose topics based on real reader questions, search demand, and rule changes that affect significant numbers of people.
- Research. The author gathers the relevant statutes, agency publications, and current benefit figures.
- Drafting. The article is written in plain English with concrete examples and links to primary sources.
- Editing and fact-check. The editor verifies every numeric claim and key rule statement against the cited source.
- Publication. The article goes live with an author byline and a published date.
- Review. Articles touching on benefit amounts, contribution limits, or rules that change annually are scheduled for at least an annual review.
4. Updates and Timeliness
The figures that drive retirement decisions — cost-of-living adjustments, Social Security wage caps, IRA and 401(k) contribution limits, SSI federal payment levels, Medicare premiums, the earnings test threshold — change every year. We update affected articles when new figures are announced (typically each October for Social Security and each November for IRS limits) and revise narrative content when laws change. Articles display a “last updated” date so readers can judge how current the information is.
5. Corrections Policy
We make mistakes occasionally and we correct them transparently. When a substantive error is identified — in a number, a rule, a date, or a recommendation — we correct the article promptly and add a brief note describing what was changed and when. Typos and grammatical fixes do not require a correction note.
If you spot an error in any of our content, please email [email protected]. We treat reader corrections seriously and respond, on average, within 2–3 business days.
6. Editorial Independence
SecurityPension.com is independently owned and operated. Our editorial team has full authority over what we cover, how we cover it, and what conclusions we draw. We are not a law firm, a financial advisory firm, a broker, or an insurance agency. We do not sell financial products. We do not have business relationships with Social Security claimants’ representatives, financial advisors, insurance carriers, or pension consultants that would influence our coverage.
7. Advertising and Affiliate Disclosure
SecurityPension.com is supported by display advertising served through third-party advertising networks, including Google AdSense. These ads are clearly distinguishable from editorial content. We do not personally select the advertisers that appear on the site, we do not endorse advertised products or services, and the presence of an advertisement on the site is not a recommendation. Our editorial team has no visibility into ad inventory and does not adjust coverage based on which advertisers buy placements.
If we ever publish sponsored content, an affiliate link, or a paid review, it will be clearly and conspicuously labeled at the top of the article. As of the date above, we do not run sponsored content and we do not earn affiliate commissions on any links to government applications, agency forms, or official benefit-claim portals.
8. Use of AI and Automation
Our articles are written and edited by humans. We may occasionally use AI-assisted tools for research support, outline drafting, or copy-editing, but every article is reviewed, fact-checked, and finalized by a human author and editor before publication. We do not publish AI-generated content that has not been reviewed and verified by a person.
9. Privacy and User Data
We do not collect personal information for the purpose of filing benefit claims, and we never ask readers to share Social Security numbers, bank details, or claim documentation with us. For details on how the site itself handles cookies, analytics, and ad-network data, see our Privacy Policy, Cookie Policy, and Advertising Disclosure.
10. Not Professional Advice
The information on SecurityPension.com is general in nature and intended for educational use. It is not legal, tax, financial, or medical advice. Retirement-benefit rules apply to individual circumstances in ways that a public web page cannot fully address. Before making decisions about claiming Social Security, electing pension options, withdrawing from a retirement account, or applying for SSI or disability, please consult a qualified professional or your local Social Security office.
11. Contact
Questions about our editorial process, requests for corrections, and general feedback are all welcome at [email protected] or through our Contact page. The site is operated by Felix Levine; you can read more about him on the Our Team page.