Fact Check: Are 401k Accounts Protected From Cybertheft the Same Way Bank Accounts Are?
No, 401k accounts are not protected from cybertheft the same way bank accounts are. While bank accounts are covered by Federal Deposit Insurance...
Category 401k
401k Expense Ratios in 2026: What Most Americans Don’t Know Could Cost Them Thousands
Most Americans with 401(k) plans have no idea how much they're paying in fees, and the numbers reveal a troubling gap between what they think they're...
He Took His 401k Match at Face Value — His Fund’s Expense Ratio Was Quietly Eating 1.4% Per Year
When your employer offers a 401(k) match, the conventional wisdom says take it. Free money is free money.
New Study Found That 401k Participants Pay an Average of $1,700 in Fees Per Year Without Knowing It
Yes, 401(k) participants are paying significant fees each year, and most have no idea how much money is leaving their accounts.
At Least 30% of Americans Have Cashed Out a 401k Early and Paid the 10% Penalty
Yes, millions of Americans have cashed out their 401(k) plans early and absorbed the 10% penalty.
$250 Per Month in 401k Fees Is the Difference Between Retiring at 65 and Working Until 69
Yes, $250 per month in 401k fees can realistically be the difference between retiring at 65 and working until 69—or even longer.
He Changed Jobs 6 Times and Lost $35,000 in Unvested 401k Contributions
When you change jobs multiple times during your career, you don't just lose continuity on the paycheck—you can lose tens of thousands of dollars in...
401k Balance by Age in 2026: The Numbers Are Worse Than You Think
The average 401(k) balance in America looks reassuring until you examine the median. While the national average sits at $340,364, the median balance tells...
Fact Check: Do Employer 401k Matches Really Average 50 Cents on the Dollar? Here’s the Truth
No, the commonly cited statistic that employers match 50 cents on the dollar is not universally accurate.
Warning: Your 401k’s Default Investment Could Be Costing You Thousands in Lost Returns
Your 401(k)'s default investment is costing you more than you realize—potentially tens of thousands of dollars over your working life.