401k

He Found a Forgotten 401k From 1998 Worth $88,000 He Nearly Missed Due to an Employer Merger

Stories of people discovering forgotten 401(k) accounts worth tens of thousands of dollars aren't uncommon—they're increasingly common.

Fact Check: Can Your Former Employer Legally Close Your Old 401k Account Without Notifying You?

Your former employer cannot legally close your old 401k account without notifying you. Federal law requires that employers provide notice before taking...

At Least 29 Million Forgotten 401k Accounts Are Sitting Unclaimed in the United States

At least 29 million forgotten 401(k) accounts are sitting unclaimed across the United States—a figure that has climbed steadily since 2012 when there were...

$1.65 Trillion in Forgotten 401k Accounts Remains Unclaimed by Former Employees

More than $2.1 trillion sits locked away in forgotten 401(k) accounts across America, and millions of former employees have no idea the money belongs...

He Was Laid Off at 61 and Spent $43,000 From His 401k Before Finding New Employment

When you lose your job at 61, the financial pressure is immediate and unforgiving. You may have months or even years before Social Security...

Fact Check: Are 401k Accounts Protected From Cybertheft the Same Way Bank Accounts Are?

No, 401k accounts are not protected from cybertheft the same way bank accounts are. While bank accounts are covered by Federal Deposit Insurance...

401k Expense Ratios in 2026: What Most Americans Don’t Know Could Cost Them Thousands

Most Americans with 401(k) plans have no idea how much they're paying in fees, and the numbers reveal a troubling gap between what they...

He Took His 401k Match at Face Value — His Fund’s Expense Ratio Was Quietly Eating 1.4% Per Year

When your employer offers a 401(k) match, the conventional wisdom says take it. Free money is free money.

New Study Found That 401k Participants Pay an Average of $1,700 in Fees Per Year Without Knowing It

Yes, 401(k) participants are paying significant fees each year, and most have no idea how much money is leaving their accounts.

At Least 30% of Americans Have Cashed Out a 401k Early and Paid the 10% Penalty

Yes, millions of Americans have cashed out their 401(k) plans early and absorbed the 10% penalty.

$250 Per Month in 401k Fees Is the Difference Between Retiring at 65 and Working Until 69

Yes, $250 per month in 401k fees can realistically be the difference between retiring at 65 and working until 69—or even longer.

He Changed Jobs 6 Times and Lost $35,000 in Unvested 401k Contributions

When you change jobs multiple times during your career, you don't just lose continuity on the paycheck—you can lose tens of thousands of dollars...

401k Balance by Age in 2026: The Numbers Are Worse Than You Think

The average 401(k) balance in America looks reassuring until you examine the median. While the national average sits at $340,364, the median balance tells...

Fact Check: Do Employer 401k Matches Really Average 50 Cents on the Dollar? Here’s the Truth

No, the commonly cited statistic that employers match 50 cents on the dollar is not universally accurate.

Warning: Your 401k’s Default Investment Could Be Costing You Thousands in Lost Returns

Your 401(k)'s default investment is costing you more than you realize—potentially tens of thousands of dollars over your working life.

401k Hidden Fees: What Most Americans Don’t Know Could Cost Them Thousands

Most Americans are unknowingly hemorrhaging retirement savings through hidden 401(k) fees that never appear on a statement in ways they can easily...

New Study Found That 401k Fees as Low as 1% Can Reduce Final Balances by Up to $100,000

Yes, new research confirms what financial experts have long warned: even seemingly modest 401(k) fees as low as 1% annually can devastate your retirement...

$6,500 Per Year in Hidden 401k Fees Could Be Draining Your Retirement Account

Yes, hidden 401(k) fees are draining your retirement savings, and the damage often goes unnoticed until it's too late.

The Truth About 401k

A 401(k) is a company-sponsored retirement savings plan where employees contribute a portion of their salary, often with employer matching contributions,...

Common 401k Questions Answered

The most common 401k questions revolve around contribution limits, employer matching, withdrawal rules, and whether you're saving enough.

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