2027 Cost of Living Adjustment Projections and Impact on Social Security Benefits
Current projections show the 2027 Social Security COLA between 3.6–3.8%, with average monthly benefits rising $79–80 starting January 2027.
Month July 2026
When Child Benefits End
Child benefits end at different ages depending on the type of benefit and your child's circumstances, but in most cases, government payments stop at age...
State Pension Age Increase Forces Millions to Delay Retirement Plans in 2025
From April 2026, millions will discover they cannot claim their state pension at 66—and the government is already planning further increases ahead.
Investment Expert Schwab Disputes Common Social Security Myth: New Perspective on Benefits
Charles Schwab refutes the "Social Security going broke" myth, showing that payroll taxes will still cover 78% of benefits after the 2032 trust fund depletion.
The Child in Care Benefit
The Child in Care Benefit is a system that credits your National Insurance contributions when you're caring for children, protecting your state pension...
Managing Retirement on Minimal Savings: Strategy for Approaching $10,000 at 66 Years Old
With $10,000 and Social Security as your only assets, retirement requires layering government programs, cutting housing costs ruthlessly, and abandoning hope for financial recovery.
Retirement Program Funding Crisis in 2032: Congressional Solutions to Protect Benefit Payouts
Social Security's trust fund depletes by 2032 unless Congress chooses between larger payroll taxes, lower benefits, or hybrid approaches—each with different costs.
Caring for Children Social Security
Social Security provides critical financial support for children in several distinct ways. When a worker becomes a Social Security beneficiary, their...
Mother’s or Father’s Benefits
Mother's or Father's Benefits are Social Security payments available to parents who are caring for a child who is receiving Social Security benefits due...
Young Widow Benefits
Young widow benefits are Social Security payments available to surviving spouses who haven't yet reached full retirement age.