July 2026

Self-employment and disability can coexist, but managing both requires careful attention to income reporting and benefit eligibility rules.

The Social Security Administration counts your income in a very specific way—and what you might think counts often doesn't.

The Substantial Gainful Activity test, or SGA test, is the primary measure Social Security uses to determine whether a person with a disability can work...

Special rules for blind workers exist to recognize the unique challenges these individuals face in the workplace while protecting their earning potential...

Blind work expenses (BWEs) are out-of-pocket costs that blind workers incur specifically to enable them to work, and they're fully deductible from gross...

Waiting from 62 to 70 means a 43% higher monthly benefit for life—but only if you live past 80.

IRWE deductions from earnings are a powerful benefit that allows Social Security to subtract impairment-related work expenses from your gross income when...

Impairment Related Work Expenses (IRWEs) are specific costs that Social Security deducts from your countable income when you are disabled and working,...

The Plan to Achieve Self-Support (PASS) is a Social Security Administration work incentive program that allows disabled and blind beneficiaries to set...

A Plan to Achieve Self Support, commonly known as PASS, is a written agreement between you and Social Security that allows you to set aside income and...