Congress Considers Sweeping Overhaul of Social Security Program Benefits

A plain-language guide to the 2026 Social Security reform bills, the 2032 shortfall, and what each proposal would actually change.

A plain-language guide to the 2026 Social Security reform bills, the 2032 shortfall, and what each proposal would actually change.

Find out whether your birth date pushes your State Pension age to 67, and see exactly how the 2026–2028 transition affects you.

Why the projected 3.8% 2027 Social Security COLA is only an estimate—and what retirees should watch before October.

See who carries the widening retirement gap, why Social Security raises the stakes, and the exact contribution moves that shrink your shortfall.

How Oklahoma's end to the "orphan tax" protects foster children's survivor benefits—and where the "keep it all" promise has real limits.

Claiming Social Security at 64 shrinks your check but not your tax rules — see how combined income, not age, decides what's taxed.

See how the 2.8% 2026 COLA, higher Part B premiums, and new SSDI work limits change what you actually keep.

Global pension assets reached $68.3 trillion in 2025 as $6 trillion in investment gains improved funding, but retirement income gaps persist for many workers.

Social Security already uses a progressive benefit formula that favors lower earners; explicit means testing remains unlaw, though Congress debates whether to adopt it.

A Florida retiree's routine license plate generated viral attention when the registration read as crude slang, but family support helped her embrace the humor rather than request a replacement.