September 2026

2026 401k Retirement Contributions: A Year-End Payroll Checklist

Confirm your 2026 deferral total, catch-up type, and last pay date before payroll closes for the year.

Enter age, pay, and IRA totals to find your excess, yearly penalty, and deadline fix.

Meet the April IRA deadline with the correct limit, year designation, and Traditional or Roth choice.

Time October SSI deposits, COLA math, savings limits, and Medicare choices for a steadier retirement plan.

See what drives SSI's $510 billion poverty-plan cost and what it means for low-income retirement security.

See who qualifies for SSDI spouse and child benefits, how caps reduce payments, and what to file.

Learn what the brief SSA-paid exam covers, what to bring, and how the report affects your claim.

Track IRA deadlines, Form 8606 basis, and pro-rata taxes to keep after-tax contributions clean.

Learn how SSDI timing rules affect pre-application months and what late filing costs retirement-age workers.

See who qualifies, what you can contribute for 2025 and 2026, and how to pick Roth or deductible traditional.