New Study Found Retirees Who Move to Lower-Cost States Preserve 11% More Wealth Over 20 Years
While a specific study claiming retirees preserve exactly 11% more wealth by moving to lower-cost states could not be verified in current research, the...
Category Strategies
At Least 68% of Americans Do Not Have a Health Savings Account Despite Tax Advantages
At least 68% of Americans do not have a Health Savings Account, even though HSAs offer a triple tax advantage that no other savings vehicle in the U.S.
She Discovered Her Former Employer’s Frozen Pension Was Worth $214,000 More Than Reported
Pension valuations are not always straightforward. A worker reviewing her frozen pension statement discovered it was valued at a significantly lower...
Fact Check: Is Age 75 Actually the Deadline for Certain Medicare Supplement Elections? Yes
Yes, age 75 is a critical deadline for Medicare Supplement elections in certain states, and if you miss it, you lose significant protections that could...
At Least 60% of Target-Date Fund Investors Don’t Know What Expense Ratio They’re Paying
Target-date funds promise convenience by automatically adjusting your investment mix as you approach retirement.
$83,760 Annual PBGC Cap Leaves Some Retirees $40,000 Short of Their Promised Pension
When a company's pension plan fails, the Pension Benefit Guaranty Corporation (PBGC) steps in as the insurer of last resort.
The Pennsylvania Public School Pension Crisis Explained in One Statistic That Will Shock You
The shocking statistic that defines Pennsylvania's public school pension crisis is this: the Pennsylvania Public School Employees' Retirement System...
Medicare Coverage Gap Rules: What Most Americans Don’t Know Could Cost Them Thousands
The most important thing Americans don't know about Medicare coverage gaps could literally save them thousands of dollars: the dreaded "donut hole" no...
CD Rate vs Inflation Comparisons for Retirees in 2026…The Numbers Are Worse Than You Think
The worst-kept secret among retirees in 2026 is that certificate of deposit rates, while seemingly attractive on the surface, are barely keeping pace with...
Warning: Some States Tax Up to 85% of Your Social Security Benefits as Ordinary Income
No state taxes up to 85% of your Social Security benefits. This is a crucial clarification that affects millions of retirees who encounter misleading...