PBGC Benefit Guarantees: What Most Americans Don’t Know Could Cost Them Thousands
Most Americans with pension plans assume the Pension Benefit Guaranty Corporation (PBGC) will protect their retirement income if their employer's plan...
Category Strategies
Warning: Illinois Pension Debt Has Reached $211 Billion and Is Growing by $14 Million Per Day
Illinois faces a structural pension crisis that has become one of the most serious threats to the state's long-term fiscal health.
New Study Found Bank CD Rates Still Trail Inflation by 0.8 Percentage Points on Average
If you've placed your money in a certificate of deposit expecting it to protect your purchasing power during inflationary times, the data reveals a...
He Retired to Mexico City on $1,800 Per Month and Kept His Medicare Coverage
Yes, you can retire to Mexico City on $1,800 per month while keeping your Medicare coverage. The key is understanding that Medicare enrollment is not tied...
Fact Check: Does Remarrying Affect Your Spousal Social Security Benefit? It Depends on When
Yes, remarrying will generally affect your spousal Social Security benefits—but the impact depends entirely on which benefits you're receiving and when...
At Least 45% of Near-Retirees Have Not Checked Their Social Security Earnings Record
While the specific statistic that exactly 45% of near-retirees haven't checked their earnings record hasn't been verified in recent published surveys,...
The Illinois Public Pension Crisis Explained in One Statistic That Will Shock You
The shocking statistic that defines Illinois' public pension crisis is deceptively simple: $144 billion in unfunded pension liabilities as of 2025.
Corporate Pension Termination Rules: What Most Americans Don’t Know Could Cost Them Thousands
Most Americans with corporate pensions have no idea what their actual guaranteed income will be if their employer terminates the plan.
Target-Date Fund Performance in 2026…The Numbers Are Worse Than You Think
Target-date funds have underperformed the S&P 500 by an average of 2.4% annually over nearly 30 years, and the numbers for 2026 are worse than most...
Target-Date Fund Performance in 2026…The Numbers Are Worse Than You Think
Target-date funds delivered worse returns in 2026 than most savers understand, and the underlying problems go far deeper than one bad quarter.