Promise Act Social Security Reform: Bipartisan Senate Proposal Explained
A bipartisan Senate bill would force Congress to vote on Social Security reform before the trust fund depletes in 2032.
Category Strategies
Final July Social Security Payment Schedule: Birthdate Rules Explained
Social Security's July 2026 payments arrive across three specific dates determined by your birth date, with the final regular payment on July 22.
House Passes Bill to Correct Pension Payments for 8,000 Federal Retirees
A shutdown exposed a pension-payment gap for two uniformed services; a House NDAA provision targets the funding mechanism behind it.
Allegheny County Pension Crisis: District Attorney Calls for State Takeover
A court fight over a deeply underfunded county pension could reshape retirement security, taxes, and public services.
Paying Fair Share of Expenses
Paying your fair share of expenses means contributing proportionally to your actual use or income relative to others sharing those costs.
The Presumed Maximum Value Rule
The Presumed Maximum Value (PMV) rule is a Social Security Administration policy that calculates the value of in-kind support and maintenance—typically...
The One Third Reduction Rule
The One Third Reduction Rule is a critical but often misunderstood principle in pension planning that affects how your retirement benefits are calculated...
In Kind Support and Maintenance
In-Kind Support and Maintenance, commonly called ISM, is food, shelter, or both provided by someone else—and it's one of the most misunderstood rules...
The Ssi Federal Benefit Rate
The SSI Federal Benefit Rate is the baseline monthly payment amount that the federal government guarantees to eligible individuals and couples receiving...
Social Security Trust Fund Shortfall: How Retirees Should Plan Now
The Social Security retirement fund depletes in late 2032, forcing automatic benefit cuts unless Congress acts—here's how to plan for it now.