Warning: Underfunded Corporate Pensions Could Affect 1.5 Million American Workers
Approximately 1.5 million American workers and retirees face a genuine threat: the pension plans that were supposed to support their retirement could run...
Category Strategies
New Study Found That Workers With No Employer Match Leave an Average of $42,000 on the Table
A comprehensive study of 4.4 million retirement plan participants at 553 companies found that workers who fail to capture their full employer 401(k) match...
He Retired With $400,000 and a $1,600 Monthly Social Security Check — It Still Wasn’t Enough
The math is brutal: $400,000 in retirement savings plus $1,600 per month in Social Security sounds like a reasonable cushion, but it falls short because...
Warning: Only 12% of Private-Sector Workers Still Have Access to a Traditional Pension
Access to traditional pensions in the private sector has collapsed to a fraction of what it once was. According to the U.S.
She Trusted Her Company Pension and Received 60 Cents on Every Promised Dollar
When a company pension falls into financial distress, beneficiaries often face devastating losses.
At Least 37% of Retirees Say They Retired Poorer Than Expected
According to recent data, at least 37% of retirees report they retired poorer than expected. This means more than one in three people who have already...
$500,000 in Savings Sounds Like a Lot — Here’s Why It May Only Last 12 Years
$500,000 in savings does sound substantial—until you do the math. At first glance, if someone spends $40,000 a year, that nest egg runs dry in just 12.
Pension Fund Underfunding Crisis Explained in One Statistic That Will Shock You
The shocking statistic is this: as of March 31, 2026, America's 100 largest public pension plans had only 83.
New Study Found That 60% of Near-Retirees Are Behind on Savings by at Least $250,000
Near-retirees are facing a retirement crisis that extends far beyond headlines. While no single study captures the exact statistic of 60% falling $250,000...
Fact Check: Is the 4% Withdrawal Rule Still Safe in 2026? Experts Are Divided
The 4% withdrawal rule—once considered the gold standard for retirement planning—is no longer universally safe in 2026, though updated analysis suggests...