Yes, remarrying will generally affect your spousal Social Security benefits—but the impact depends entirely on which benefits you're receiving and when...
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While the specific statistic that exactly 45% of near-retirees haven't checked their earnings record hasn't been verified in recent published surveys,...
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The shocking statistic that defines Illinois' public pension crisis is deceptively simple: $144 billion in unfunded pension liabilities as of 2025.
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Most Americans with corporate pensions have no idea what their actual guaranteed income will be if their employer terminates the plan.
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Target-date funds have underperformed the S&P 500 by an average of 2.4% annually over nearly 30 years, and the numbers for 2026 are worse...
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Target-date funds delivered worse returns in 2026 than most savers understand, and the underlying problems go far deeper than one bad quarter.
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Starting a consulting business at age 64 with zero startup costs is absolutely possible—and it's more achievable than many people realize.
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A new analysis of financial exploitation data reveals a sobering reality for America's retirees: those who fall victim to financial fraud lose an average...
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No. Age 62 is no longer the most popular time to claim Social Security, contradicting conventional wisdom that has persisted for decades.
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At least 19% of state pension funds face the genuine risk of insolvency within the next 15 years, according to recent analyses of state...
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The cost of prescription medications represents one of the most significant and often-overlooked expenses facing newly retired Americans.
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The shocking statistic is this: in 2032—just six years away—every retiree relying on Social Security will face a mandatory 24% benefit cut unless Congress...
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Most Americans have no idea that public sector pension plans across the country are carrying $1.
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Yes, 73 is the new required minimum distribution age, and it's remarkable how many advisors—even some at major financial institutions—are getting the...
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A recent circulation of claims suggests side hustles add $14,200 annually to retirees' incomes—a figure that warrants closer examination.
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By downsizing from a $380,000 home to a smaller property, one homeowner freed up $1,100 per month—money that now flows into retirement savings and...
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No, the $2,000 out-of-pocket Medicare drug cap does not apply uniformly to everyone on Medicare.
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The Pension Benefit Guaranty Corporation is not in crisis—in fact, it just reported its fifth consecutive year of positive financial position, with $62.
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Most retirees believe that placing their money in certificates of deposit is a safe, guaranteed path to steady income.
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Medicare Part D beneficiaries face a troubling paradox in 2026: while headlines tout lower average premiums and drug price negotiations, the actual...
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