Retirement Poverty Rate in 2026: The Numbers Are Worse Than You Think
Retirement poverty in 2026 has reached a breaking point. Fifteen percent of Americans age 65 and older now live in poverty according to the Supplemental...
Category Strategies
Warning: Long-Term Care Costs Have Risen 47% in the Last 10 Years and Are Still Accelerating
Long-term care costs have surged dramatically over the past decade, rising approximately 50% from 2019 to 2024—a pace that far outstrips wage growth and...
$1.2 Trillion — The Estimated Total Gap in State Pension Systems for Public School Teachers Alone
State pension systems for public school teachers face a documented shortfall of approximately $1.
New Study Found That Workers Who Switch to Part-Time Before 65 Reduce Their Social Security Benefits by an Average of 12%
When you decide to move to part-time work before reaching full retirement age, Social Security will reduce your benefits if you earn too much—but probably...
PBGC Insurance Gaps: What Most Americans Don’t Know Could Cost Them Thousands
The Pension Benefit Guaranty Corporation (PBGC) was created to protect American workers' pensions when their employers go bankrupt, but millions of...
$22,000 — The Average Annual Out-of-Pocket Healthcare Cost for a 65-Year-Old Retiree in 2026
When you turn 65 and enroll in Medicare, the financial reality of retirement healthcare costs often surprises people.
She Counted on a 7% Annual Return for 30 Years — Sequence-of-Returns Risk Cost Her $190,000
A retiree who expects 7% average annual returns over 30 years can face dramatically different portfolio outcomes than expected—sometimes losing over...
Fact Check: Can a Pension Fund Really Go Bankrupt? It Happened to 175 Plans in the Last Decade
Yes, pension funds can and do go bankrupt. In the last decade alone, 175 multiemployer pension plans have either failed or been placed into critical...
New Study Found That Rising Property Taxes Are Forcing 1 in 5 Retirees to Sell Their Homes
Rising property taxes are indeed forcing a significant number of retirees to reconsider their housing situations, though the exact proportion varies by...
At Least 18% of Workers Over 65 Are Still in the Workforce — the Highest Rate in 50 Years
Yes, at least 18% of workers over 65 are still in the workforce—and we've now surpassed that threshold.