Category Strategies

Yes, some annuities impose surrender charges that can lock your money away for 10 years or longer.

The Pension Benefit Guaranty Corporation (PBGC) is a federal insurance program that protects the retirement benefits of millions of American workers, yet...

The Pension Benefit Guaranty Corporation's 2026 maximum guarantee for single-employer pension plans has increased to $93,477 annually—a 4.

The shocking statistic that defines Kentucky's pension crisis is this: the state's unfunded pension liabilities total between $40 billion and $60...

The Social Security Administration is sitting on a $1.2 trillion problem, and if your earnings record is part of it, your retirement could be...

Social Security earnings record errors in 2026 are far more extensive and consequential than most retirees realize.

When you turn 73, the IRS doesn't ask whether you need the money in your retirement account—they require you to take it.

The good news at age 59½ sounds straightforward: you can withdraw from your retirement accounts without facing the 10% early withdrawal penalty.

While the specific "1 in 4" statistic requires further verification, the threat of phone scams to retirees is substantial and measurable.

Many Social Security beneficiaries unknowingly receive less than they're entitled to, sometimes due to missing or incorrectly recorded earnings from years...