He Retired From Federal Service Without Understanding FERS Supplement and Lost $13,400 Per Year
A federal employee retires at their Minimum Retirement Age, expecting a certain income stream, only to discover years later that they've forfeited...
Category Strategies
At Least 22% of Divorced Retirees Never Filed a QDRO and Lost Pension Benefits Permanently
When a marriage ends, retirement benefits earned during the marriage typically must be divided between spouses.
She Trusted a Financial Advisor Who Was Not a Fiduciary and Lost $73,000
A financial advisor recommended that Sarah invest her $200,000 retirement savings into a series of commission-heavy variable annuities and loaded mutual...
Warning: Pension Scams Targeting Retirees Have Increased 61% Since 2022
Pension scams targeting retirees have become an increasingly serious threat, though the specific "61% increase since 2022" figure cited in recent...
At Least 35% of Workers Over 50 Are Unaware the 2026 Catch-Up Limit Is $7,500 for 401(k)s
Yes, the retirement planning awareness gap is real and serious. At least 35% of workers over 50 remain unaware of catch-up contribution limits, a critical...
$1.2 Billion in Veteran Aid and Attendance Benefits Goes Unclaimed Every Year
Every year, hundreds of thousands of American veterans leave substantial pension money on the table.
Catch-Up Contribution Limits in 2026: What Most Americans Don’t Know Could Cost Them Thousands
What most Americans don't know about 2026 catch-up contributions could indeed cost them thousands—but the damage varies by circumstance.
He Paid $6,200 in QDRO Legal Fees to Split a Pension That Took 11 Months to Process
When you go through divorce and need to split a pension, you face two unexpected shocks: the legal bill and the wait.
Fact Check: Does Medicare Cover Nursing Home Costs Long-Term? The Answer Will Surprise Most People
No, Medicare does not cover long-term nursing home care—and this misconception costs families tens of thousands of dollars they didn't expect to pay.
$14,800 Per Year Is What Federal Employees Lose by Not Maximizing TSP Match and Catch-Up Combined
The claim that federal employees lose $14,800 per year by not maximizing their Thrift Savings Plan (TSP) match and catch-up contributions cannot be...