New Study Found That Non-Fiduciary Advisors Cost Clients an Average of $17,000 More Over 20 Years
A widely circulated claim suggests that non-fiduciary advisors cost clients an average of $17,000 more over 20 years compared to fiduciary advisors.
Category Strategies
He Worked Part-Time at 68 and His Social Security Benefit Was Temporarily Reduced by $4,800
At 68 years old, a part-time worker saw $4,800 deducted from Social Security benefits in a single year due to excess earnings.
Fact Check: Is the Military Survivor Benefit Plan Worth the Cost? Here’s the Math
Yes, the Military Survivor Benefit Plan (SBP) is generally worth the cost for military retirees with dependents, despite the 6.
At Least 68% of Americans Do Not Have a Health Savings Account Despite Tax Advantages
More than two-thirds of Americans—at least 68%—do not have a Health Savings Account, even though these accounts offer significant tax advantages that...
Veteran Pension Underclaiming in 2026: The Numbers Are Worse Than You Think
The numbers on veteran pension underclaiming in 2026 are worse than you think—not because the data shows how bad it is, but because the data doesn't exist.
Warning: Some Financial Advisors Charge 2% AUM Fees That Cost $60,000 Over 10 Years
Yes—a 2% annual asset-under-management fee can easily cost you $60,000 or more over 10 years, and often significantly more depending on your starting...
New Study Found That Federal Retirees Who Max Out TSP at Catch-Up Save $87,000 More
A recent analysis examining federal employee retirement savings suggests that workers who maximize Thrift Savings Plan catch-up contributions can...
At Least 52% of Retirees Underestimate How Long Their Savings Need to Last
More than half of retirees are making a critical mathematical error that puts their financial security at serious risk: they're underestimating how many...
$18,756 Per Year Is the Average Cost of Adult Day Care Services in High-Cost States
The cost of adult day care services has become a significant line item in retirement budgets for older Americans managing chronic conditions, cognitive...
QDRO Filing Crisis Explained in One Statistic That Will Shock You
The most shocking reality about QDRO filings isn't a single statistic—it's that the typical processing timeline stretches from six to eight months, a...