$1.2 Trillion — The Estimated Total Gap in State Pension Systems for Public School Teachers Alone
State pension systems for public school teachers face a documented shortfall of approximately $1.
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New Study Found That Workers Who Switch to Part-Time Before 65 Reduce Their Social Security Benefits by an Average of 12%
When you decide to move to part-time work before reaching full retirement age, Social Security will reduce your benefits if you earn too much—but probably...
PBGC Insurance Gaps: What Most Americans Don’t Know Could Cost Them Thousands
The Pension Benefit Guaranty Corporation (PBGC) was created to protect American workers' pensions when their employers go bankrupt, but millions of...
$22,000 — The Average Annual Out-of-Pocket Healthcare Cost for a 65-Year-Old Retiree in 2026
When you turn 65 and enroll in Medicare, the financial reality of retirement healthcare costs often surprises people.
She Counted on a 7% Annual Return for 30 Years — Sequence-of-Returns Risk Cost Her $190,000
A retiree who expects 7% average annual returns over 30 years can face dramatically different portfolio outcomes than expected—sometimes losing over...
Fact Check: Can a Pension Fund Really Go Bankrupt? It Happened to 175 Plans in the Last Decade
Yes, pension funds can and do go bankrupt. In the last decade alone, 175 multiemployer pension plans have either failed or been placed into critical...
New Study Found That Rising Property Taxes Are Forcing 1 in 5 Retirees to Sell Their Homes
Rising property taxes are indeed forcing a significant number of retirees to reconsider their housing situations, though the exact proportion varies by...
At Least 18% of Workers Over 65 Are Still in the Workforce — the Highest Rate in 50 Years
Yes, at least 18% of workers over 65 are still in the workforce—and we've now surpassed that threshold.
$2,200 vs. $3,822 — The Monthly Gap Between Average and Maximum Social Security Benefits Explained
The gap between the average Social Security benefit and the maximum benefit is significant: the difference lies not just in dollars—roughly $1,100 per...
Social Security Benefit Reduction in 2033: The Numbers Are Worse Than You Think
In 2033, Social Security will only be able to pay 77% of scheduled benefits—meaning a 23% automatic cut will hit retirees unless Congress acts.