At Least 43% of Americans Over 55 Have Had to Dip Into Retirement Savings Before Retiring
More than four in ten Americans over 55 have already tapped into their retirement savings before actually retiring, according to recent financial data.
$250 Per Month in 401k Fees Is the Difference Between Retiring at 65 and Working Until 69
Yes, $250 per month in 401k fees can realistically be the difference between retiring at 65 and working until 69—or even longer.
Fact Check: Does Working Past 70 Increase Your Social Security Benefit? No — Here’s Why It Stops
No, working past age 70 does not increase your delayed retirement credits or your primary Social Security benefit amount.
Warning: Medicare Doesn’t Cover Long-Term Care — And the Average Nursing Home Costs $108,000 a Year
Medicare does not cover long-term custodial care in nursing homes, despite what many retirees assume when they reach retirement age.
He Changed Jobs 6 Times and Lost $35,000 in Unvested 401k Contributions
When you change jobs multiple times during your career, you don't just lose continuity on the paycheck—you can lose tens of thousands of dollars in...
New Study Found Retirees Who Claim Social Security at 62 Receive $182,000 Less Lifetime Than Those Who Wait
A new study has confirmed what financial advisors have long advocated: workers who claim Social Security at age 62 forfeit approximately $182,000 in...
401k Balance by Age in 2026: The Numbers Are Worse Than You Think
The average 401(k) balance in America looks reassuring until you examine the median. While the national average sits at $340,364, the median balance tells...
$1.3 Trillion — How Much State and Local Pension Funds Are Short Nationwide
State and local pension funds are short approximately $1.3 trillion nationally, a figure that represents a critical funding gap between what governments...
At Least 55% of Americans Are Not on Track to Maintain Their Standard of Living in Retirement
The retirement crisis in America is real and deeply personal. At least 55% of Americans are not on track to maintain their standard of living in...
Fact Check: Is a 10% Savings Rate Really Enough to Retire Comfortably? The Numbers Tell a Different Story
No, a 10% savings rate is not enough to retire comfortably. Financial experts and current research make this clear: you need to save 15% of your annual...