Retirement Poverty Rate in 2026: The Numbers Are Worse Than You Think
Retirement poverty in 2026 has reached a breaking point. Fifteen percent of Americans age 65 and older now live in poverty according to the Supplemental...
Warning: Long-Term Care Costs Have Risen 47% in the Last 10 Years and Are Still Accelerating
Long-term care costs have surged dramatically over the past decade, rising approximately 50% from 2019 to 2024—a pace that far outstrips wage growth and...
Fact Check: Does Inflation Automatically Trigger Higher Social Security COLAs? Not Always — Here’s the Formula
No, inflation does not automatically trigger higher Social Security cost-of-living adjustments (COLAs).
At Least 38% of Americans Say They Plan to Retire Later Than Originally Planned
A significant portion of the American workforce is facing a difficult reality: nearly four in ten workers now expect to retire later than they originally...
$1.2 Trillion — The Estimated Total Gap in State Pension Systems for Public School Teachers Alone
State pension systems for public school teachers face a documented shortfall of approximately $1.
He Took His 401k Match at Face Value — His Fund’s Expense Ratio Was Quietly Eating 1.4% Per Year
When your employer offers a 401(k) match, the conventional wisdom says take it. Free money is free money.
New Study Found That Workers Who Switch to Part-Time Before 65 Reduce Their Social Security Benefits by an Average of 12%
When you decide to move to part-time work before reaching full retirement age, Social Security will reduce your benefits if you earn too much—but probably...
PBGC Insurance Gaps: What Most Americans Don’t Know Could Cost Them Thousands
The Pension Benefit Guaranty Corporation (PBGC) was created to protect American workers' pensions when their employers go bankrupt, but millions of...
At Least 42% of Workers Have Less Than 3 Months of Emergency Savings Heading Into Retirement
A significant portion of America's workforce faces a financial crisis that most people don't want to admit: with at least 42% of workers holding less than...
$22,000 — The Average Annual Out-of-Pocket Healthcare Cost for a 65-Year-Old Retiree in 2026
When you turn 65 and enroll in Medicare, the financial reality of retirement healthcare costs often surprises people.