$1.3 Trillion — How Much State and Local Pension Funds Are Short Nationwide
State and local pension funds are short approximately $1.3 trillion nationally, a figure that represents a critical funding gap between what governments...
At Least 55% of Americans Are Not on Track to Maintain Their Standard of Living in Retirement
The retirement crisis in America is real and deeply personal. At least 55% of Americans are not on track to maintain their standard of living in...
Fact Check: Is a 10% Savings Rate Really Enough to Retire Comfortably? The Numbers Tell a Different Story
No, a 10% savings rate is not enough to retire comfortably. Financial experts and current research make this clear: you need to save 15% of your annual...
Warning: Social Security Benefits Could Be Cut by 21% Automatically in 2033 Without Congressional Action
Yes, Social Security benefits could be automatically cut by 21% to 23% starting in 2033 if Congress takes no action.
She Paid $0.89 in Fees Per $100 Invested and Lost $74,000 Over Her Career
A 0.89% annual fee might seem trivial—89 cents per hundred dollars invested—but compounded over decades of retirement saving, this seemingly small...
New Study Found That 1% Lower Annual Returns Over 30 Years Reduces Retirement Wealth by $180,000
A seemingly modest 1% reduction in annual investment returns over a 30-year period can cost you significantly in retirement wealth.
$170,000 — The Average Amount Americans Underestimate Their Retirement Healthcare Costs
Americans are planning for retirement with a healthcare cost estimate that falls roughly $100,000 short of reality.
At Least 48% of Baby Boomers Have Less Than $250,000 Saved for Retirement
Nearly half of all Baby Boomers are approaching or already in retirement with savings below $250,000—a threshold that most financial advisors acknowledge...
Social Security Solvency Crisis Explained in One Statistic That Will Shock You
Social Security's Old-Age and Survivors Insurance (OASI) trust fund will be depleted by 2032—just six years away.
Warning: Underfunded Corporate Pensions Could Affect 1.5 Million American Workers
Approximately 1.5 million American workers and retirees face a genuine threat: the pension plans that were supposed to support their retirement could run...