What Is New With Cola Retirement Planning in August 2026? Latest SSA, IRS, and plan documents and Key Takeaways

See which 2026 contribution ceiling applies and which plan or payroll changes need attention before 2027.

See which 2026 contribution ceiling applies and which plan or payroll changes need attention before 2027.

See how July inflation affects the 2027 COLA outlook, what Medicare could absorb, and which release dates matter.

Compare claiming ages, 2026 earnings limits, benefit changes, and policy shifts before filing for Social Security.

Compare retirement, spousal, survivor, and work-related reductions before either spouse files at age 62.

Learn how to spot 401(k) fraud, audit fees, secure your login, and identify what federal protections actually cover.

Review rollover, loan-offset, hardship, age-55 and RMD rules before a 401(k) election creates an avoidable tax problem.

Review 2026 contribution limits, IRA designations, Roth elections, catch-ups, and RMD dates before errors become costly.

Learn when the 2027 COLA will be set and how ages, work limits, payment dates, and SSI rules differ.

See how a 2026 benefit increase affects combined income, withholding choices, and federal tax reporting.

Learn which retirement inputs to gather, which assumptions to test, and how to interpret monthly-income estimates.