"The Hardship Waiver" is not a single, specific program with a unified set of rules. Instead, hardship waivers exist across multiple financial and legal...

Estate recovery is a legal process where government agencies, pension administrators, or creditors seek to reclaim funds from a deceased person's estate...

The Estate Recovery Program (ERP) is a federal initiative that requires states to recover Medicaid expenses from the estates of deceased beneficiaries...

When someone receiving Medicaid-covered long-term care services dies, the state can recover the costs it paid for that care from the person's estate.

A Qualified Income Trust, also called a Miller Trust, is an irrevocable trust designed to help people qualify for Medicaid long-term care by legally...

A Miller Trust, formally known as a Qualified Income Trust (QIT), is an irrevocable legal trust created specifically to help individuals with high income...

Medicaid income limits are the maximum income thresholds that determine whether you qualify for Medicaid coverage.

The Monthly Maintenance Needs Allowance, or MMNA, is a critical protection built into Medicaid's Spousal Impoverishment Rules that allows married couples...

The Community Spouse Resource Allowance (CSRA) is a federal Medicaid protection that allows the healthy spouse of someone receiving nursing home care to...

Spousal Impoverishment Rules are federal regulations designed to prevent the spouse of a nursing home resident from losing everything to pay for long-term...