Warning: Financial Exploitation of Elders Often Goes Unreported Because 87% of Perpetrators Are Family
Financial exploitation of older adults remains one of the most underreported crimes in America, and the reason is deeply personal: 87.
New Study Found That Reverse Mortgage Borrowers Have 34% Less Home Equity After 10 Years
A widely circulated claim suggests that reverse mortgage borrowers lose 34% of their home equity within ten years, but this specific statistic does not...
She Worked Part-Time After Retirement and Paid $6,800 More in Medicare Premiums Due to IRMAA
Yes, it happens. A retiree picks up part-time work thinking the modest income will have little impact on Medicare costs.
Fact Check: Can Federal Employees Contribute to Both a TSP and an IRA in the Same Year?
Yes, federal employees can absolutely contribute to both a TSP and an IRA in the same year. This is one of the most important retirement planning...
At Least 31% of Widows Discover Pension Benefits Were Reduced or Eliminated After Their Spouse’s Death
When a spouse dies, a widow often discovers a harsh reality: the pension benefits promised during their marriage are gone or substantially reduced.
$9.5 Billion in 401(k) Balances Are Left Behind Each Year When Workers Change Jobs
Each year, an estimated $9.5 billion in 401(k) balances are left behind in old employer plans when workers change jobs.
Early Withdrawal Penalty Reality in 2026: The Numbers Are Worse Than You Think
If you withdraw money from your retirement account before age 59½ in 2026, the government will take a 10% penalty plus hit you with income taxes on the...
Women’s Longevity Cost Crisis Explained in One Statistic That Will Shock You
The statistic that should shock every woman and every retirement planner in America is this: a healthy 65-year-old woman retiring today will spend an...
Warning: Taking RMDs From the Wrong Account First Can Cost Retirees Thousands in Avoidable Taxes
Taking your required minimum distribution from the wrong retirement account can cost you thousands in avoidable taxes—and the IRS penalties are steep.
New Study Found That 1 in 5 Retirees Will Need Nursing Home Care Costing More Than $100,000
A significant body of research indicates that retirees face a stark financial reality: approximately 14 to 16 percent of families will encounter nursing...