Pension Fund Underfunding Crisis Explained in One Statistic That Will Shock You
The shocking statistic is this: as of March 31, 2026, America's 100 largest public pension plans had only 83.
Warning: Your 401k’s Default Investment Could Be Costing You Thousands in Lost Returns
Your 401(k)'s default investment is costing you more than you realize—potentially tens of thousands of dollars over your working life.
New Study Found That 60% of Near-Retirees Are Behind on Savings by at Least $250,000
Near-retirees are facing a retirement crisis that extends far beyond headlines. While no single study captures the exact statistic of 60% falling $250,000...
$1,542 — The Average Monthly SSDI Benefit and Why It Falls Short of Living Expenses
The average Social Security Disability Insurance (SSDI) benefit of $1,542 per month falls dramatically short of covering basic living expenses in...
At Least 20% of Americans Over 65 Are Still Working Because They Can’t Afford to Retire
The answer is straightforward: yes, at least one in five Americans age 65 and older are still working, and financial necessity is the primary reason.
Social Security COLA in 2026: The Numbers Are Worse Than You Think
The 2.8% cost-of-living adjustment announced for Social Security in 2026 sounds modest. But the actual purchasing power gain for retirees is far worse...
Fact Check: Is the 4% Withdrawal Rule Still Safe in 2026? Experts Are Divided
The 4% withdrawal rule—once considered the gold standard for retirement planning—is no longer universally safe in 2026, though updated analysis suggests...
He Took His Pension as a Lump Sum and Lost $280,000 Over 20 Years
Taking a pension as a lump sum instead of monthly payments might seem like a smart financial move—you get control over the money and the chance to grow it.
Warning: Inflation Has Already Eroded 18% of Retirees’ Purchasing Power Since 2020
Since 2020, retirees have experienced significant erosion of their purchasing power due to inflation, with research indicating that a typical retiree's...
New Study Found Workers Who Start Saving at 35 Instead of 25 Retire With 40% Less
The timing of when you start saving for retirement matters far more than most people realize. Workers who delay saving until age 35 instead of beginning...