At Least 20% of Americans Over 65 Are Still Working Because They Can’t Afford to Retire
The answer is straightforward: yes, at least one in five Americans age 65 and older are still working, and financial necessity is the primary reason.
Month May 2026
Social Security COLA in 2026: The Numbers Are Worse Than You Think
The 2.8% cost-of-living adjustment announced for Social Security in 2026 sounds modest. But the actual purchasing power gain for retirees is far worse...
Fact Check: Is the 4% Withdrawal Rule Still Safe in 2026? Experts Are Divided
The 4% withdrawal rule—once considered the gold standard for retirement planning—is no longer universally safe in 2026, though updated analysis suggests...
He Took His Pension as a Lump Sum and Lost $280,000 Over 20 Years
Taking a pension as a lump sum instead of monthly payments might seem like a smart financial move—you get control over the money and the chance to grow it.
Warning: Inflation Has Already Eroded 18% of Retirees’ Purchasing Power Since 2020
Since 2020, retirees have experienced significant erosion of their purchasing power due to inflation, with research indicating that a typical retiree's...
New Study Found Workers Who Start Saving at 35 Instead of 25 Retire With 40% Less
The timing of when you start saving for retirement matters far more than most people realize. Workers who delay saving until age 35 instead of beginning...
$7.9 Trillion — The Total Retirement Savings Shortfall Facing American Households
American households face a retirement savings crisis of staggering proportions. The $7.9 trillion shortfall represents the gap between what Americans have...
401k Hidden Fees: What Most Americans Don’t Know Could Cost Them Thousands
Most Americans are unknowingly hemorrhaging retirement savings through hidden 401(k) fees that never appear on a statement in ways they can easily...
At Least 45% of Private-Sector Workers Have No Access to an Employer Retirement Plan
Roughly 45% of private-sector workers in the United States have no access to an employer-sponsored retirement plan—a sobering reality that affects tens of...
$3,011 Per Month — The Average Cost of Assisted Living That Most Retirement Plans Ignore
The $3,011 figure floating around retirement planning conversations is dangerously outdated. Current data from March 2026 shows the U.S.