Where to Keep Important Documents
The safest places to keep important documents depend on balancing accessibility with security—and that balance looks different depending on what you're...
Month July 2026
Having the Money Talk with Family
Having the money talk with family is essential because it prevents financial chaos after you're gone and helps your loved ones understand your retirement...
What Your Kids Need to Know About Your Accounts
Your kids need to understand that their financial accounts—whether traditional savings accounts, new Trump Accounts, or investments held in their name—are...
The Retirement Account Beneficiary Rules
Retirement account beneficiary rules determine who will receive your retirement savings when you pass away, and they operate according to specific federal...
Why Your Will Doesn’t Override Beneficiary Forms
Your will won't override beneficiary designations on your retirement accounts, life insurance policies, or transfer-on-death accounts.
The Beneficiary Form Mistake That Costs Families
The beneficiary form mistake that costs families is simple: an outdated or missing designation on retirement accounts, life insurance, and investment...
How Often Should I Update Beneficiaries
You should update your beneficiaries at least once per year, and immediately whenever a major life change occurs.
Can I Change My Beneficiary
Yes, in most cases you can change your beneficiary on retirement accounts and pension plans. The process is usually straightforward and comes at no...
What If I Forgot to Name a Beneficiary
If you forgot to name a beneficiary on your retirement account or pension, your money doesn't disappear—but it goes through a slower and more expensive...
Estimated 2027 Social Security Benefit Increase From Inflation Cost Adjustment
Social Security benefits could rise 3.8% to 4.7% in 2027, with the official announcement coming October 2026.