At Least 41% of Public Pension Plans Are Less Than 70% Funded
Recent data reveals a troubling reality for American public pension systems: at least 41% of public pension plans are less than 70% funded, meaning that...
Category Strategies
The Pension Freeze Crisis Explained in One Statistic That Will Shock You
One statistic captures the pension crisis in stunning clarity: pension assets across 22 major markets total $68.
Medicare Part D Coverage Gaps: What Most Americans Don’t Know Could Cost Them Thousands
Most Americans approaching Medicare age believe the biggest financial risk from prescription drug coverage involves hitting the infamous "donut hole"—that...
Warning: Social Security Earnings Records Contain Errors for 1 in 8 Workers
The warning that Social Security earnings records contain errors for 1 in 8 workers is widely repeated, but it's also dangerously outdated.
New Study Found Retirees Overpay $3,400 Per Year on Medicare Part D Premiums
A February 2025 study published in JAMA Health Forum has exposed significant overpayment problems within Medicare Part D, revealing how pharmacy benefit...
She Moved to Portugal on $2,100 a Month and Never Looked Back
Yes, you can retire to Portugal on $2,100 a month—and many people do exactly that. A single retiree can cover housing, food, utilities, healthcare, and...
Fact Check: Does Delaying Social Security Past 70 Increase Your Benefit? No
No. Benefits do not increase after age 70, no matter how long you delay claiming Social Security.
$847 Average Monthly Benefit Lost to Social Security Earnings Record Errors
Social Security earnings record errors represent a significant but often overlooked threat to your retirement income.
At Least 38% of Veterans Are Unaware of the Aid and Attendance Benefit Worth Up to $2,295 Per Month
The vast majority of eligible veterans are not receiving the Aid and Attendance benefit they have earned.
FERS Supplement Calculation Crisis Explained in One Statistic That Will Shock You
The shocking statistic that should alarm every FERS retiree working in retirement is this: earning just $10,000 over the 2026 earnings limit of $24,480...