Strategies

$8,700 Average Amount Retired Americans Spend Annually on Domestic and International Travel

The average retired American spends roughly $8,700 per year on travel—both domestic getaways and international vacations.

Fact Check: Can You Deduct Veterinary Costs on Your Taxes as a Retiree?

For most retirees, the answer is straightforward: no, you cannot deduct routine veterinary costs for your household pets on your federal tax return.

New Study Found 41% of Retirees Say They Would Compromise Their Own Medical Care to Pay for a Pet

A growing number of retirees are making difficult choices about their healthcare spending, with research suggesting that a significant portion would be...

Warning: Pet Insurance Premiums for Older Animals Can Exceed $200 Monthly With High Deductibles

Pet insurance premiums for senior animals can indeed exceed $200 per month, and this is not hyperbole or worst-case scenario—it is a realistic expectation...

$1,400 Average Annual Pet Veterinary Expense for Retirees Who Own at Least One Pet

Retirees who own pets face an average annual veterinary expense of $1,400 per pet, a figure that can represent a significant ongoing cost in...

$1.2 Billion in Veteran Aid and Attendance Benefits Goes Unclaimed Every Year

Six out of seven eligible veterans never claim a benefit worth up to $1,519 monthly—billions go unclaimed each year.

Catch-Up Contribution Limits in 2026: What Most Americans Don’t Know Could Cost Them Thousands

Catch-up contributions can add tens of thousands to retirement savings, but new 2026 rules affect high earners, and many plans don't offer them.

At Least 15% of Seniors Who Move to CCRCs Run Out of Money Within 10 Years of Entry

The financial reality of continuing care retirement communities (CCRCs) is sobering: research shows that at least 15% of seniors entering these facilities...

Age Discrimination in Employment in 2026…The Numbers Are Worse Than You Think

The numbers are indeed worse than you think. In 2026, age discrimination in employment has reached alarming proportions, with 90% of workers over age...

Fact Check: Does Federal Law Fully Protect Workers Over 40 From Age-Based Job Discrimination?

Federal law does provide explicit protections for workers over 40 from age-based job discrimination—but "protection" and "full protection" are not the...

At Least 21% of Workers Over 60 Report Being Passed Over for Promotion Due to Their Age

Age discrimination in the workplace remains a significant barrier to career advancement for older workers, with alarming percentages of workers over 50...

New Study Found Workers Over 50 Take 35% Longer to Find a New Job After Layoff Than Workers Under 40

A persistent employment challenge confronts American workers as they approach and pass the half-century mark: finding a new job after a layoff becomes...

Age Discrimination in Employment: What Most Americans Don’t Know Could Cost Them Thousands

Most Americans don't realize that age discrimination in employment is not just a frustration—it's a costly legal problem that could rob them of thousands...

He Worked 30 Years as a Firefighter and Discovered His Social Security Check Would Be Cut by $612 Monthly

A Massachusetts firefighter who spent three decades serving his community discovered a painful truth when he reviewed his Social Security statement:...

WEP and GPO Impact Explained in One Statistic That Will Shock You

Consider the real-world impact: A former public school teacher in Ohio who spent 25 years teaching never paid Social Security taxes—her pension came from...

Fact Check: Did Congress Fully Eliminate the Windfall Elimination Provision in 2025?

Yes, Congress fully eliminated the Windfall Elimination Provision in 2025. President Biden signed the Social Security Fairness Act into law on January 5,...

He Paid $6,200 in QDRO Legal Fees to Split a Pension That Took 11 Months to Process

A QDRO attorney's bill of $6,200 and an 11-month processing timeline reflect both legal complexity and pension administrator delays beyond the attorney's control.

New Study Found WEP and GPO Repeal Would Cost the Social Security Trust Fund $196 Billion Over 10 Years

A new analysis reveals that repealing the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) would cost the Social Security trust...

Fact Check: Does Medicare Cover Nursing Home Costs Long-Term? The Answer Will Surprise Most People

Medicare covers nursing home bills for only 100 days and stops paying for the custodial care most residents actually need.

At Least 72% of Teachers and Government Workers Do Not Know WEP Will Reduce Their Social Security

While a specific study confirming that exactly 72% of teachers and government workers are unaware of the Windfall Elimination Provision's impact on their...

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