Reverse Mortgage Volume Has Dropped 31% as Retirees Learn the True Long-Term Costs
Reverse mortgage volume has experienced a dramatic downturn, with fiscal year endorsements plummeting from 28,172 in FY 2025 to just 14,410 in FY 2026—a...
Category Strategies
HSA Triple Tax Advantage in 2026: What Most Americans Don’t Know Could Cost Them Thousands
The HSA triple tax advantage works like this: contributions are tax-deductible, growth is entirely tax-free, and qualified withdrawals are never taxed.
Warning: Uncollected Pension Benefits Average $23,000 Per Retiree Who Doesn’t File Properly
Millions of retirees are leaving significant money on the table because they don't know how to properly file for pension benefits, with research showing...
New Study Found That Non-Fiduciary Advisors Cost Clients an Average of $17,000 More Over 20 Years
A widely circulated claim suggests that non-fiduciary advisors cost clients an average of $17,000 more over 20 years compared to fiduciary advisors.
He Worked Part-Time at 68 and His Social Security Benefit Was Temporarily Reduced by $4,800
At 68 years old, a part-time worker saw $4,800 deducted from Social Security benefits in a single year due to excess earnings.
Fact Check: Is the Military Survivor Benefit Plan Worth the Cost? Here’s the Math
Yes, the Military Survivor Benefit Plan (SBP) is generally worth the cost for military retirees with dependents, despite the 6.
At Least 68% of Americans Do Not Have a Health Savings Account Despite Tax Advantages
More than two-thirds of Americans—at least 68%—do not have a Health Savings Account, even though these accounts offer significant tax advantages that...
Veteran Pension Underclaiming in 2026: The Numbers Are Worse Than You Think
The numbers on veteran pension underclaiming in 2026 are worse than you think—not because the data shows how bad it is, but because the data doesn't exist.
Warning: Some Financial Advisors Charge 2% AUM Fees That Cost $60,000 Over 10 Years
Yes—a 2% annual asset-under-management fee can easily cost you $60,000 or more over 10 years, and often significantly more depending on your starting...
New Study Found That Federal Retirees Who Max Out TSP at Catch-Up Save $87,000 More
A recent analysis examining federal employee retirement savings suggests that workers who maximize Thrift Savings Plan catch-up contributions can...