Warning: Some Annuity Surrender Charges Lock Up Your Money for 10 Years or More
Yes, some annuities impose surrender charges that can lock your money away for 10 years or longer.
He Avoided $18,000 in Taxes by Converting His IRA to a Roth Before Age 65
A Roth IRA conversion—rolling over traditional IRA funds into a Roth account—can yield substantial tax savings for those willing to pay conversion taxes...
Fact Check: Is Costa Rica Actually Cheaper to Retire In Than Most U.S. States? Yes, By $22,000
Yes, Costa Rica is demonstrably cheaper to retire in than most U.S. states, and the $22,000 annual savings figure is supported by credible cost-of-living...
At Least 54% of Americans Have No Idea What the PBGC Does or How It Protects Them
The Pension Benefit Guaranty Corporation (PBGC) is a federal insurance program that protects the retirement benefits of millions of American workers, yet...
$73,860 Annual PBGC Maximum for Single-Employer Pension Plans in 2026
The Pension Benefit Guaranty Corporation's 2026 maximum guarantee for single-employer pension plans has increased to $93,477 annually—a 4.
The Kentucky Pension Crisis Explained in One Statistic That Will Shock You
The shocking statistic that defines Kentucky's pension crisis is this: the state's unfunded pension liabilities total between $40 billion and $60...
Retirement Brokerage Minimums and Fees: What Most Americans Don’t Know Could Cost Them Thousands
The answer to what most Americans don't know about retirement brokerage fees is stark: those seemingly small percentage charges can cost you tens of...
New Study Found That Gig Economy Income in Retirement Averages Only $8,400 Per Year
While a specific study claiming gig economy income in retirement averages exactly $8,400 per year is difficult to verify in current research, the...
Social Security Earnings Record Errors in 2026…The Numbers Are Worse Than You Think
The Social Security Administration is sitting on a $1.2 trillion problem, and if your earnings record is part of it, your retirement could be...
Social Security Earnings Record Errors in 2026…The Numbers Are Worse Than You Think
Social Security earnings record errors in 2026 are far more extensive and consequential than most retirees realize.