Target-Date Fund Performance in 2026…The Numbers Are Worse Than You Think
Target-date funds have underperformed the S&P 500 by an average of 2.4% annually over nearly 30 years, and the numbers for 2026 are worse than most...
Target-Date Fund Performance in 2026…The Numbers Are Worse Than You Think
Target-date funds delivered worse returns in 2026 than most savers understand, and the underlying problems go far deeper than one bad quarter.
Warning: Missing the Age 73 RMD Deadline Triggers a 25% Penalty on Untaken Funds
Starting at age 73, the IRS requires you to withdraw a calculated amount from most retirement accounts each year, known as a Required Minimum Distribution...
She Started a $67,000-Per-Year Consulting Business at Age 64 With Zero Startup Costs
Starting a consulting business at age 64 with zero startup costs is absolutely possible—and it's more achievable than many people realize.
New Study Found Retirees Lose an Average of $34,000 to Financial Fraud Within Five Years
A new analysis of financial exploitation data reveals a sobering reality for America's retirees: those who fall victim to financial fraud lose an average...
Fact Check: Is Age 62 Still the Most Popular Time to Claim Social Security? The Numbers
No. Age 62 is no longer the most popular time to claim Social Security, contradicting conventional wisdom that has persisted for decades.
At Least 19% of State Pension Funds Could Run Dry Within 15 Years
At least 19% of state pension funds face the genuine risk of insolvency within the next 15 years, according to recent analyses of state retirement system...
$512 Monthly Average Prescription Drug Cost for Retirees Before Medicare Part D Kicks In
The cost of prescription medications represents one of the most significant and often-overlooked expenses facing newly retired Americans.
The Social Security Trust Fund Timeline Explained in One Statistic That Will Shock You
The shocking statistic is this: in 2032—just six years away—every retiree relying on Social Security will face a mandatory 24% benefit cut unless Congress...
Public Sector Pension Solvency: What Most Americans Don’t Know Could Cost Them Thousands
Most Americans have no idea that public sector pension plans across the country are carrying $1.