Warning: IRA-to-IRA Rollovers Are Limited to One Per 12 Months and Violations Trigger Immediate Tax
IRA rollovers between accounts are limited to one per 12 months per account type—violate this rule and the excess becomes immediately taxable income.
Warning: The Average Abandoned Retirement Account Loses 1.3% Annually to Administrative Fees
The typical abandoned retirement account loses approximately 1.3% of its value each year to administrative fees alone.
New Study Found That Women Who Retire at 62 Face an Average Lifetime Shortfall of $229,000
Women claiming Social Security at 62 face a $229,000 lifetime income penalty compared to delaying retirement, shaped by permanently reduced benefits and decades of compounded losses.
$1.65 Trillion in Forgotten 401k Accounts Remains Unclaimed by Former Employees
More than $2.1 trillion sits locked away in forgotten 401(k) accounts across America, and millions of former employees have no idea the money belongs to...
Retirement Community Costs in 2026…The Numbers Are Worse Than You Think
Retirement community costs in 2026 have reached a breaking point that threatens the financial security of millions of seniors.
She Paid a $250,000 Entry Fee to a Continuing Care Retirement Community That Closed Two Years Later
Yes, it happens. And when it does, residents can lose hundreds of thousands of dollars. Arlene Kohen, 89 years old, paid $945,000 to move into Harborside,...
Fact Check: Is Your Money Protected If a Continuing Care Retirement Community Goes Bankrupt?
If a continuing care retirement community (CCRC) goes bankrupt, your money is not automatically protected by federal insurance like bank deposits or...
At Least 15% of Seniors Who Move to CCRCs Run Out of Money Within 10 Years of Entry
The financial reality of continuing care retirement communities (CCRCs) is sobering: research shows that at least 15% of seniors entering these facilities...
New Study Found 23% of Continuing Care Retirement Communities Reported Financial Distress in 2024
A widely circulated claim suggests that 23% of continuing care retirement communities experienced financial distress in 2024, but this statistic requires...
Warning: Continuing Care Retirement Community Entry Fees Average $300,000 and Are Often Nonrefundable
Continuing Care Retirement Communities (CCRCs) are charging entry fees that average $300,000 or more, and the majority of these fees are nonrefundable or...